Cost to immigrate to Canada calculator 2026

For Express Entry permanent residence in 2026, the main government fees are $990 processing plus a $600 Right of Permanent Residence Fee for each adult (so $1,590 each), $260 for each dependent child, and biometrics at $85 per person up to $170 per family. On top of the fees you usually need to show settlement funds (proof of funds), which start at $15,263 for a single applicant in 2026. Use the calculator above to estimate your own total, then confirm the live amounts on canada.ca.

The Right of Permanent Residence Fee (RPRF) is a $600 fee each adult must pay before becoming a permanent resident. It is separate from the $990 processing fee, so each adult pays $1,590 in total. Dependent children do not pay the RPRF. You can pay the RPRF upfront with your application or later before your PR is finalised, and it is refundable if you do not end up becoming a permanent resident.

The settlement funds you must show for Express Entry in 2026 depend on your family size: $15,263 for one person, $19,001 for two, $23,360 for three, $28,362 for four, $32,168 for five, $36,280 for six, $40,392 for seven, and an extra $4,112 for each additional person. These amounts changed on July 7, 2025, so always confirm the current figures on canada.ca before you apply.

Not always. You are exempt from proof of funds if you have a valid job offer with work authorization, or if you are applying through the Canadian Experience Class (CEC). Federal Skilled Worker and Federal Skilled Trades applicants without a valid authorized job offer do need to show settlement funds. The calculator above sets your required funds to zero when you tell it you are exempt.

Biometrics cost $85 per person, capped at $170 per family applying together. So a single applicant pays $85, while a couple or a family pays a maximum of $170 in total. Biometrics are usually valid for ten years and are collected at a Visa Application Centre or another designated location.

Yes, but settlement funds are money you must show you have, not a fee you pay to the government. The calculator separates the two: government fees are what you actually pay to IRCC, while settlement funds are savings you need to prove you can access. If you are exempt from proof of funds, the calculator counts only the government fees in your total.

Yes. As well as the government fees, you can add the main one-time costs as optional estimates: a language test (IELTS, CELPIP or TEF), an Educational Credential Assessment (ECA), an immigration medical exam, police certificates and certified translations. You can also budget the move itself, with rough estimates for flights, your first month of accommodation and deposit, settling-in costs and interim health insurance. These figures are midpoint estimates that vary by country, provider and city, so confirm them for your own situation. If you choose to be represented by a licensed RCIC, professional fees apply too, and you can see ours on our fees page.

No. This calculator estimates the cost of Express Entry permanent residence only. Study permits, work permits, family and spousal sponsorship, and Provincial Nominee Program (PNP) routes all have different fees and, in some cases, different funds requirements. Tell us your situation on a call and we will map the real costs for the route that fits you.

It uses the published 2026 government fees and proof-of-funds figures, so it is a close estimate for a standard Express Entry permanent residence application. It is not a quote and not an official figure: fees and required funds change, and your exact costs depend on your situation. Always confirm the current amounts on canada.ca, and have a licensed RCIC review your numbers before you commit.